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Home, Auto & Business Insurance in Rocky Hill, CT

Royko-Charamut Insurance, LLC opened in 1999 in Rocky Hill, CT to provide for the insurance needs of businesses and individuals throughout the area. We are members of the Rocky Hill Chamber of Commerce, and have associations with many local businesses. Our agents and principal truly value our role in the Rocky Hill professional community.  Personal Insurance Matters.

Insure your Future Today; from Professional Liability to Home & Auto Insurance

Royko-Charamut agents work with Travelers, Hartford, Hanover, Philadelphia, Nationwide, and more to provide high quality insurance products for our clients.

We frequently write professional liability policies (including for medical professionals); sporting event insurance; and D & O liability. We also create many high net worth portfolios that include coverages for collector cars, high value homes, and endorsements for art collections.  Commercial Insurance Matters.

Personal lines coverages include home, auto, life, health, flood, and more.

Readily Available Insurance Service; With the Utmost Good Faith

If you want to speak to a Royko-Charamut agent, you’re in luck. We’re just a call, email, or message away. You can also walk in, set up an appointment, or contact us here through the website.

Additional Resources


At Royko-Charamut, we support the Multiple Myeloma Research Foundation. Agency partner Edward Charamut's daughter, Lauren, is currently working to raise money for the MMRF in honor of her mother. To learn more about Lauren's journey, click the button below. You can read about Lauren's most recent progress here


Our Location

Royko-Charamut Insurance, LLC

154 New Britain Ave
Rocky Hill, CT 06067

Phone Number:

Main office: 860-866-5099
Toll free: 800-231-3050

Fax: 860-563-3682

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.