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Flood Insurance in Rocky Hill, CT and Surrounding Areas

Flooding is not uncommon along the Connecticut River and along the Golden Coast. At Royko-Charamut Insurance LLC, agents can help you protect your property from financial losses caused by flooding. Since flood zones in the area have changed in the last five years, we highly recommend that you speak with an agent to make sure you’re covered if you need to be.

Flood Insurance Quotes in Rocky Hill and the Rest of Coastal Connecticut

Since most flood insurance is backed by the federal government and administered by the National Flood Insurance Program, there is little to no variation in premium for a particular property. However, there is value in working with an agent that has access to multiple markers just in case. At Royko-Charamut, agents have access to flood insurance through FEMA, Flood Smart, NFIP, EZ Flood, Hartford Flood, Harleysville Flood, and Nationwide Flood.


Elevation Certificates and More Available at Royko-Charamut Insurance LLC

An elevation certificate plays a significant role in the cost of your flood insurance. For this reason, it is important to make sure your elevation certificate is accurate. Royko-Charamut agents can help you get an elevation certificate, and will be able to refer you to a FEMA licensed surveyor.

You can also begin research on your own by using

Enjoy Life on the Coast

Life on the water comes with both risks and rewards. Minimize the former and maximize the latter with a flood insurance policy through Royko-Charamut Insurance, LLC.

Additional Resources

Our Location

Royko-Charamut Insurance, LLC

154 New Britain Ave
Rocky Hill, CT 06067
Main office: 860-866-5099
Toll free: 800-231-3050

Fax: 860-563-3682

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.